1ºI had a very good credit score until ‘capital one’ that owns one of the companies I shopped with didn’t send out a bill statement via email or snail mail so it slipped by me they never did let me know it was late I got a message from myFico warning me of the late I called capital one told them I never received a billing notice. Capital one gave me a refund of late charges but my credit score went way down. It’s the only time I was late. So that means if buying a large purchase or even insurance my rates will be higher. Between credit bureaus and capital one they both are crap!!
2ºDeborah Brown Obviously you have to have credit, it doesn’t have to be an auto loan or mortgage. You can’t miss credit card payments. You can’t have outstanding debt over a certain percentage of your available credit. You also have to have a credit history meaning you have to have credit cards that you had for a while. You get penalized if you’re constantly canceling and getting new cards. Also every time you take on a new line of credit they do a hard check which also not good. My wife and I watch our credit scores like a hawk and both of us have scores over 800
3ºThis bad group of FBI has not stopped in Monroe County foresight at the hunters Lodge they live in Georgia I'm Joanne Mastronardi and they are harming me really bad this is over 7 years they putting tubes inside me put lenses in my eyes to harming me with their New Age weapons they're testing me to see how they work out or whatever they're doing but they'll harm me bad and it has to be investigation I need help this ain't no mental problem I'm a very strong person and this is what they're doing to me they did to other people too but they're not strong enough to come forward or scared of them I'm not scared of them they are harming me bad I need help with this situation investigate them do something please thank you