Black couple sues after they say home valuation rises nearly $300,000 when shown by White colleague

A Maryland couple has sued a local real estate appraiser and an online mortgage loan provider, alleging that the housing appraisal they received was unfairly low due to their race.

           

https://www.facebook.com/cnn/posts/10162953396751509

Larry Wells Suuuure. What is deceptive about this 'human race' stuff is that it ignores the social construct of race. Traffic lights, paper money, legal marriage, property ownership are all social constructs. They don't exist as a real thing. But breeze thru a red light. Take stuff without paying. Claim the starlet you have a crush on is your woman, or move into your neighbors house and claim it's yours. See how that works? My being mixed race has made me the person I am, even if race does not exist. You being whte has made you the racist person you are, even if race does not exist. You have used many of the common tricks that racists have used over generations. I've seen and been subject to most, if not all of them. You can't tell me that race doesn't exist when there are places I can't safely go in my own state. Yakima. Spokane. Forks. Or that I wasn't harmed by being called n*gger. Or I wasn't harmed by being beaten up by whte kids in school. Or being red lined. Or having a whte neighbor tell me to move out of the area I have lived in since childhood, since I have no 'roots' in the neighborhood. As I said, I have seen and heard how 'educated' whte people talk about Black people, until I reminded them that being Black is more than the pheonotypes they are obsessed with(I worked in a large university library system for 30 years). Its culture, history, world view, experience, pride, shame, joy, anger. You claiming not to be white because you are human? What you are really saying is 'Only whte people are human'. Like I said ur racist. Look up ur, if you don't understand it. Look up phenotypes while you are at it, and take a glance at racial gas lighting too. Which is another old old trick you racist folks try to do.


Yves Kabongo it is so hard to accept that there are YT people who STILL do not want neighbors of color!

Y’all.

I’m thrilled that we are one of three white familles on my block. The children on my block are exposed to multiculturalism through natural childhood play. WHICH THEY WILL NEED IN THIS MULTICULTIRAL WORLD! White kids are running over to a black neighbors house trying to score treats when they cook out. They all head over here to score popsicles when it’s hot. One little boy goes home to pray 5 times a day and no one finds it “pearl clutching”. The Latino siblings across the way are teaching all the other children Spanish.

RACISM IS THE PROBLEM!

WHITE WOMEN: You’ve been brainwashed from toddlerhood to be automatically terrified of a black man approaching you in the street. I KNOW, ME TOO. Even if you never heard the N word at home, like me, it doesn’t mean that we don’t hold inherent biases. The biases were ingrained into us through media and public schooling!!
And it’s not your fault! UNLESS you refuse to be RE-educated to the truth!

You want to travel to all of the “exotic” places that people of color hail from and post all these gorgeous Insta pics, but you have no use or respect for the humanity of the culture. BLACK SKINED HUMANS ARE THE CULTURE! These people are the decedents of KINGS and QUEENS that we’ve never been allowed to learn about! Imagine the places you dream of going in Africa…the true history is more magnificent than our wildest dreams! Why is this knowledge kept from us?
Why are we removing POC and WOMEN from our history books? It’s terrifying!

This is a SICKNESS. AND ITS LEARNED!

Every white woman who reads this, I beg you to read about Emmit Tillis. A 14 year old boy was murdered over the (admitted) false accusations of a white woman who is still alive and not in jail!
HOW is this justice?!

The change has to start with us. White women.
The way we are a living now, that “everyone hates so much”, this is what happens when we adhere to the old ways that we were taught when we were innocent and didn’t know better.

We are better than this and we need to align with our black sisters and other sisters of color to RIGHT THE WRONGS. You have a capacity to understand the truth if you want to. Like the Germans did.
Join me. No one is saying you did these things or even condoned these things. Maybe your female ancestors had no true power to stand up to the ideas of wicked men. BUT YOU DO!!

NOONE GOES INTO THAT VOTING BOITH WITH YOU SIS!

LIE TO YOUR HUSBAND AND ENTIRE FAMILY IF YOU HAVE TO!!

VOTE FOR THE COLLECTIVE BEST INTEREST FOR ALL WOMEN!


Linda Fechter as a society we absolutely MUST do better NOW If we want to see better. To answer your question, no they're not the same. A Black child being raised to believe that he's inferior only needs to turn on the TV and not see a representation of himself. He/she only need to look at the community in which he's being educated and recognized that he doesn't have the same resources as their White counterparts. The cues that a Black child is picking up on, are subtle (in some cases glaring)! No they're not the same, but thank you for the dialogue. It's conversations like this that starts progress


Malcolm Graham it is a collective US problem. I totally agree on that. We value certain neighborhoods more than others, even when the house is identical. You cross the main street from my house and that neighborhood’s prices are at least 100K lower than mine, but that has nothing to do with race (in this case, the race between the two neighborhoods are almost identical). It’s merely supply and demand, and our neighborhood is more desirable even if there are identical houses; there are some intrinsic differences between the two neighborhoods. And I can guarantee that anyone looking at comps for our house should only be looking at houses within our neighborhood.

That being said, when the only difference is race (and everything else being equal), that is very disappointing.

ETA: I did not realize the loan provider contracted the appraisal. Still seems like they just hired the wrong guy, and since that guy isn’t an employee, it seems their fault lies with the fact that after it was brought to their attention, they failed to properly act.


Ron McClain, you want someone to answer? I will. First I will tell you that isn't the way property taxes work. You don't hire your own appraiser, someone from the state or country does it. In your case it's the Montgomery County Tax Assessor. It is not calculated from some private assessment.
If you had bothered to read the article, they were low balled on their appraisal and therefore refused a home equity loan. When they had the same appraiser come out the second time and met with what he thought were White Home Owners, he appraised it $300,000 higher. I don't expect you to actually comprehend anything I've written, but you asked for it.


Hope Jackson you don’t know what you are talking about, man. Please, keep quiet and learn through despair of people who actually experienced first hand racism with consequences such as losing home value, not getting a job, being lynched or worse, it is not your history so you do not know besides what you read to make you feel good, the day you will walk a like in black people shoes you will come back apologetic of all the unnecessary white privilege. Lucky for the rest of us not all caucasians think like you, there are quite good ones out there, the silent majority that are also fed up with all these bigots making everyone feel hell on earth.


Nancy Kolde this wasn’t real estate people. This was loan finance people. The lender hires the appraiser. If this had been a sales transaction the agent would have pulled the best comparables because they get paid on a percentage of the sales price. Certainly there are rogue agents but there are many more ethical agents. You should spend a day in the backseat with a nice white couple who asks repeatedly “who lives here” all in code of course. I had a prepared statement to end this at first ask and still had to fire some as I certainly wasn’t risking my reputation or license for asshats. This is still a form of redlining which should be fined into obliteration.


Well I’m not gonna say that it wasn’t racism based
Very well could’ve been
But anyone who’s done any real estate transactions before know that appraisal valuations are wildly different from appraiser to appraiser and all based on the comps that those appraisers choose to pull
I’ve heard of people having 3 different banks do 3 different appraisals for home equity and they all be on a spread of well over a hundred grand
I’d love to say it’s not an exact science but there’s no scientific aspect to it at all it’s literally just luck of the draw when it comes to appraisers
I will say your better off to get a local appraiser then one of those national branches who send people out hours and don’t know the areas their working
Valuations will be crazy


This is where all those detractors can see the need for the introduction of the Critical Race Theory ( CRT) in schools to teach the young generation about the equality of all races and the differences between people across all races being the content of their minds.

Racism is not an ideology but a very insidious gene mutation that affects the white race putting them in to a dispotion to prejudice against people of other races, hatred, envy, narcissism and a vain supreority complex. It is deeply ingrained, innate, inherent, genetical and hereditary so much that it is passed on from one generation to another through the blood.
CRT is the only thing that can bring hope even though it might take another 400 years to alter the mentality of the white folk and bring the much needed control over his EGO.


10ºWhen looking for a house in San Diego, because my husband is Asian, the real estate agent kept bringing us to a predominantly Asian neighborhood. I told her at least a dozen times I needed to go further east away from the particular populated area to help with my asthma.. Eventually I found a house that I was interested in. Because it was a listed home I had to have the agent let us in. I might add that not only is our current neighborhood predominantly white… But I have never seen a black family here in the past six years.




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